AI girlfriend deals that are actually worth it
Where the real savings sit on AI girlfriend apps in 2026: yearly and quarterly plans, the monthly price they replace, and the refund rule behind each one.
- Prices confirmed on
- 90 free plans tried hands-on
- Jerry Shlocks, Author and tester
In a hurry? Pick one of these first
Top pick overall
SpicyChat
#1 out of 78 rated
- Has a free plan
- Starts at $5/month
Strongest memory
Nomi AI
#2 out of 78 rated
- 50 free messages daily on Freemium
- Starts at $8.33/month
Top for images
Candy AI
#3 out of 78 rated
- Has a free plan
- Starts at €3.99/month
Here is my honest take on deals in this category: the best one is almost never a coupon. It is the longer plan. Candy AI's 12-Month Plan is €47.88 upfront, which works out to €3.99 a month against €13.99 on the 1-Month Plan. OurDream AI's Standard Annual is $119.88, or $9.99 a month instead of $19.99.
That is a big gap, and I like it. But a yearly plan only pays off if the app still has you hooked by month four. So start on the free tier, then decide. The cards below take you to each full review.
All 78 app reviews
All 78 shown
SpicyChat
Ranked #1 of 78
Generous free roleplay with deep tools and a real community.
- Has a free plan
- Starts at $5 monthly
- NSFW
- Images
Nomi AI
Ranked #2 of 78
Memory that lasts months and group chats that come alive.
- 50 free messages daily
- Starts at $8.33 monthly
- NSFW
- Voice
Candy AI
Ranked #3 of 78
The most polished visuals and voice calls in the genre.
- Has a free plan
- Starts at €3.99 monthly
- NSFW with a paid plan
- Voice
- Images
Kindroid
Ranked #4 of 78
Lifelike voice calls and memory that follows up weeks later.
- Has a free plan
- Starts at $11.67 monthly
- NSFW
- Voice
- Images
HammerAI
Ranked #5 of 78
Runs locally on your own machine, free and private.
- 600 free messages daily
- Starts at $9 monthly
- NSFW
- Images
Kissable
Ranked #6 of 78
Editable memory and a companion that messages you first.
- Has a free plan
- Starts at $12.50 monthly
- Images
DreamGen
Ranked #7 of 78
Steerable prose controls and opt-in-only training.
- Has a free plan
- Starts at $7.83 monthly
- NSFW
- Images
Secret Desires AI
Ranked #8 of 78
Consistent faces, a usable free plan and a no-training promise.
- 30 free messages daily
- Starts at $6.67 monthly
- NSFW
- Voice
- Images
Chub AI
Ranked #9 of 78
The biggest open character catalog with campaign-grade memory tools.
- Has a free plan
- Starts at $20 monthly
- NSFW
- Images
Kalon AI
Ranked #10 of 78
Personality sliders and real-time voice you can hear change.
- Has a free plan
- Starts at $9.97 monthly
- NSFW
- Voice
- Images
Secrets AI
Ranked #11 of 78
Natural texting and a memory that keeps running jokes alive.
- 20 free messages daily
- Starts at $9.17 monthly
- NSFW
- Voice
- Images
Venice AI
Ranked #12 of 78
No chat logs and a huge model selection.
- 10 free messages daily
- Starts at $15 monthly
- NSFW with a paid plan
- Voice
- Images
WyvernChat
Ranked #13 of 78
Unlimited free roleplay with scripting and lorebooks.
- Has a free plan
- Starts at $25 monthly
- NSFW
Backyard AI
Ranked #14 of 78
Lorebooks and flat, coin-free billing for people who like to configure everything.
- Has a free plan
- Starts at $12 monthly
- NSFW
- Voice
Xeve.ai
Ranked #15 of 78
Real-time video chat with lip-sync at a flat price.
- Has a free plan
- Starts at $8.99 monthly
- NSFW
- Voice
- Images
OurDream AI
Ranked #16 of 78
Well-written replies and a builder that is fun to use.
- Has a free plan
- Starts at $9.99 monthly
- NSFW
- Voice
- Images
Soulkyn
Ranked #17 of 78
The deepest character builder and a huge voice cast.
- Has a free plan
- Starts at €11.99 monthly
- NSFW
- Voice
- Images
Dippy AI
Ranked #18 of 78
Free chat with in-character consistency and surprisingly good voice calls.
- unlimited free messages daily
- Starts at $4.99 monthly
- Voice
- Images
Lovescape
Ranked #19 of 78
A natural voice good enough for bedtime reading.
- Has a free plan
- Starts at $7.99 monthly
- NSFW
- Voice
- Images
Perchance AI Character Chat
Ranked #20 of 78
Free, anonymous chat with no sign-up and nothing to leak.
- unlimited free messages daily
- Images
Character AI
Ranked #21 of 78
Huge free character library with voice calls.
- Has a free plan
- Starts at $4.99 monthly
- Voice
- Images
Janitor AI
Ranked #22 of 78
Unlimited free roleplay with millions of community bots.
- Has a free plan
- Starts at $12.99 monthly
- NSFW
Nastia AI
Ranked #23 of 78
Memory that grows into real warmth over weeks.
- Has a free plan
- Starts at $7.33 monthly
- NSFW
- Images
Nectar AI
Ranked #24 of 78
Personality sliders and consistent images of the same character.
- 15 free messages daily
- Starts at $5 monthly
- NSFW
- Voice
- Images
Rubii
Ranked #25 of 78
Builder, images, voice and video under one roof.
- Has a free plan
- Starts at $7.99 monthly
- Images
JuicyChat
Ranked #26 of 78
The Thought Bubble shows each character's inner monologue.
- Has a free plan
- Starts at $7.83 monthly
- NSFW
- Voice
- Images
MyBabes.ai
Ranked #27 of 78
The same face holds across chat, images and video.
- Has a free plan
- Starts at $9.99 monthly
- NSFW
- Images
PepHop AI
Ranked #28 of 78
Portable characters and rich replies for pocket change.
- Has a free plan
- Starts at $2.99 monthly
- NSFW with a paid plan
- Voice
Replika
Ranked #29 of 78
Category-best memory with free chat and no ads.
- Has a free plan
- Starts at $4.17 monthly
- Voice
- Images
Sakura AI
Ranked #30 of 78
Literary prose replies and coin-free pricing.
- Has a free plan
- Starts at $11 monthly
- NSFW
- Images
Eternal AI
Ranked #31 of 78
A matchmaker interview that builds a companion from your answers.
- Has a free plan
- Starts at $10.79 monthly
- NSFW
- Voice
- Images
Uncensy
Ranked #32 of 78
A deep builder and a marketplace that pays creators.
- 40 free messages daily
- Starts at $7.99 monthly
- NSFW with a paid plan
- Voice
- Images
Dream Companion
Ranked #33 of 78
Long-term memory that brings things up on its own.
- Has a free plan
- Starts at $5.84 monthly
- NSFW
- Voice
- Images
Emochi
Ranked #34 of 78
The most generous free text chat for community roleplay.
- Has a free plan
- Starts at $8.33 monthly
- Images
GirlfriendGPT
Ranked #35 of 78
The most granular chat settings, and coins that never expire.
- Has a free plan
- Starts at $12 monthly
- NSFW with a paid plan
- Voice
PixelChat
Ranked #36 of 78
Readable, editable memory docs with flat plans and no coins.
- Has a free plan
- Starts at $5.95 monthly
CraveU AI
Ranked #37 of 78
Many chat models to switch between, plus creator tools that beat the price.
- Has a free plan
- Starts at $4.91 monthly
- NSFW
- Images
HeyGF.ai
Ranked #38 of 78
Photos that follow the conversation down to the props.
- 30 free messages daily
- Starts at $9.99 monthly
- NSFW with a paid plan
- Voice
- Images
Paradot
Ranked #39 of 78
A visible Memory Bank you can browse and correct.
- Has a free plan
- NSFW
Moescape AI
Ranked #40 of 78
A full anime workshop with creator rewards.
- Has a free plan
- Starts at $9.99 monthly
- Images
PolyBuzz
Ranked #41 of 78
A huge fandom catalog with sharp in-character replies.
- Has a free plan
- Starts at $8.25 monthly
- Voice
- Images
Infatuated AI
Ranked #42 of 78
Adapts to your texting style with eerie accuracy.
- Has a free plan
- Starts at $6.99 monthly
- NSFW with a paid plan
- Voice
- Images
Muah AI
Ranked #43 of 78
Memory for small details plus voice notes and photos.
- Has a free plan
- Starts at $5.83 monthly
- NSFW with a paid plan
- Voice
- Images
Privee AI
Ranked #44 of 78
Character card imports, personas and group roleplay with good prose.
- Has a free plan
- Starts at $4.17 monthly
- NSFW
- Images
Luvr AI
Ranked #45 of 78
Fast replies, a clear step-by-step builder and a money-back guarantee.
- 10 free messages daily
- Starts at $5.99 monthly
- NSFW with a paid plan
- Voice
- Images
Flipped AI
Ranked #46 of 78
The warmest voice calls, in a polished phone app.
- Has a free plan
- Starts at $3.33 monthly
- Voice
- Images
Joi AI
Ranked #47 of 78
Picks up your texting style within days.
- Has a free plan
- Starts at $13.99 monthly
- NSFW
- Voice
- Images
Swipey AI
Ranked #48 of 78
A swipe-and-match feed with a quick character wizard.
- Has a free plan
- Starts at $7.99 monthly
- NSFW with a paid plan
- Voice
- Images
Botify AI
Ranked #49 of 78
Multi-bot group rooms built for comedy.
- Has a free plan
- Images
EVA AI Soulmate
Ranked #50 of 78
Moods and a slow relationship arc that make good days feel earned.
- Has a free plan
- Starts at $4 monthly
- Voice
- Images
xchar AI
Ranked #51 of 78
Fastest browser sign-up and a capable image generator.
- Has a free plan
- Starts at $7.45 monthly
- NSFW
- Images
Yollo AI
Ranked #52 of 78
Unlimited free chat and passes that never auto-renew.
- Has a free plan
- Starts at $6.66 monthly
- Images
FunFun AI
Ranked #53 of 78
Presets with real personality and one-tap pictures.
- Has a free plan
- Starts at $7.50 monthly
- NSFW
- Images
Joyland AI
Ranked #54 of 78
Multi-character scenes and free personas on the free tier.
- Has a free plan
- Starts at $4.58 monthly
- NSFW
- Images
VirtualGF
Ranked #55 of 78
Truly unlimited free text chat with no ads.
- unlimited free messages daily
- NSFW
- Images
CrushChat
Ranked #56 of 78
Warm, offbeat community bots on a flat unlimited plan.
- 34 free messages daily
- Starts at $10 monthly
- NSFW
- Voice
- Images
Cuties AI
Ranked #57 of 78
A sweet chat companion with image and video tools on the same account.
- Has a free plan
- Starts at $7.99 monthly
- NSFW with a paid plan
- Images
Darlink AI
Ranked #58 of 78
Faces that stay consistent across every picture.
- Has a free plan
- Starts at $9.99 monthly
- NSFW with a paid plan
- Voice
- Images
GoLove AI
Ranked #59 of 78
A live character creator that builds her in real time.
- Has a free plan
- Starts at $9.99 monthly
- NSFW with a paid plan
- Voice
- Images
Kupid AI
Ranked #60 of 78
Voice notes that actually breathe.
- Has a free plan
- Starts at €14.92 monthly
- NSFW
- Images
Talkie AI
Ranked #61 of 78
Every message voiced, even on the free web version.
- ~50 free messages daily
- Starts at $9.99 monthly
- Voice
- Images
Blush: AI Dating Simulator
Ranked #62 of 78
A dating coach and characters who say no, for practising before real dates.
- Has a free plan
- Starts at £4.17 monthly
- Images
HeraHaven
Ranked #63 of 78
Ready-made scenarios with sharp, witty characters.
- Has a free plan
- Starts at $6.65 monthly
- NSFW
- Images
AIMOUR
Ranked #64 of 78
The most convincing lip-synced video from a single uploaded portrait.
- Has a free plan
- NSFW with a paid plan
- Images
CrushOn AI
Ranked #65 of 78
A deep character builder and free models that never run a meter.
- Has a free plan
- Starts at $4.91 monthly
- NSFW
LustGF.AI
Ranked #66 of 78
Fast start with media buttons right in the chat.
- Has a free plan
- NSFW
- Images
ChatUp AI
Ranked #67 of 78
No-signup guest chat that works as a patient language partner.
- Has a free plan
- Starts at 1399 RUB monthly
- NSFW
- Images
Gening AI
Ranked #68 of 78
Guest chat plus one-time packs with no auto-renewal.
- Has a free plan
- Starts at $3.99 monthly
- NSFW
- Images
MAGI AI
Ranked #69 of 78
A strong image generator on cheap credits.
- Has a free plan
- Starts at $5.99 monthly
- Images
Dondi AI
Ranked #70 of 78
Photo-to-video clips that beat expectations.
- Has a free plan
- Starts at $5.99 monthly
- NSFW with a paid plan
- Voice
- Images
DreamGF
Ranked #71 of 78
Consistent faces across dozens of pictures.
- Has a free plan
- Starts at $5.99 monthly
- NSFW
- Voice
- Images
SextBots
Ranked #72 of 78
A good free bot creator with a huge community library.
- Has a free plan
- NSFW
Linky AI
Ranked #73 of 78
Gorgeous character art and a twin built from your texting style.
- Has a free plan
- Voice
- Images
Anima: AI Friend
Ranked #74 of 78
Friend mode that stays a friend, plus bite-size chat games.
- Has a free plan
- Starts at $3.33 monthly
- NSFW
Kuki AI
Ranked #75 of 78
A free, witty chatbot with over a decade of history.
- Has a free plan
Chai
Ranked #76 of 78
Swipe-to-reroll openers and bots that go for the joke first.
- Has a free plan
- Starts at $11.25 monthly
- Images
SoulFun AI
Ranked #77 of 78
Voice calls with believable imperfections.
- Has a free plan
- Starts at $19.99 monthly
- Voice
- Images
ChatFAI
Ranked #78 of 78
A big library of famous and fictional characters to talk to.
- ~10-15 free messages daily
- NSFW with a paid plan
- Voice
No app fits every filter you picked.
Each app's prices appear in the currency it bills in, with no conversion. Price sorting only compares apps that share a currency.
Every card above leads to a full review, and I would read one before you pay for any yearly plan. Why so careful? Because the refund rules are not kind. Nomi AI says all payments are nonrefundable, and Candy AI gives non-EU/UK users 24 hours after payment to ask for a refund. That is a short window for a €47.88 commitment.
My rule for friends is simple: free first, monthly second, yearly only once you know. If adult chat is what you are pricing, my NSFW AI chat ranking sorts those apps by what they allow.
The 5 apps I rate highest
-
1Top pick
SpicyChat
Used hands-on with a paid plan
8.4
Free to trystarts at $5/mo
Try SpicyChat for free -
22nd
Nomi AI
Used hands-on with a paid plan
8.3
Free to trystarts at $8.33/mo
Try Nomi AI for free -
33rd
Candy AI
Used hands-on with a paid plan
8.2
Free to trystarts at €3.99/mo12-month plan at 70% off, confirmed
Try Candy AI for free -
44th
OurDream AI
Used hands-on with the free plan
6.8
Free to trystarts at $9.99/mo
Try OurDream AI for free -
55th
GirlfriendGPT
Used hands-on with a paid plan
6.3
Free to trystarts at $12/mo
Try GirlfriendGPT for free
Those are the offers I would look at first, but the ranking is not a price list. A cheap plan on the wrong app is still money gone. If you are unsure what you actually want, the short quiz below is worth a minute: memory, images, voice, spicy chat or a free start all point you to different apps.
One thing I want to flag before you pick. Some apps sell a plan and then tokens on top. Candy AI's 1-Month Plan comes with 100 tokens a month, and OurDream AI's Standard plans include 1,000 dreamcoins a month. Budget for that, not just the headline price.
Still not sure? That is fine, and honestly a good sign. The offers sit next to each other in the table below, and you can sort them by whatever matters most to you.
I would look at three columns before the price: whether there is a free tier, how adult content is handled, and whether the cheapest plan really unlocks what you want.
A small example of why this matters: on Candy AI, adult content is paid only, while Nomi AI allows it and keeps a free plan that gives 50 messages daily. Same budget, very different first week. Pick the app first, then the plan.
Side-by-side overview
| # | App | Rating | Starts at | Daily free messages | NSFW | Try now |
|---|---|---|---|---|---|---|
| Place 1 |
SpicyChatSee the review
|
8.4 | Freemium$5/mo | Yes | Permitted | Try SpicyChat for free |
| Place 2 |
Nomi AISee the review
|
8.3 | Freemium$8.33/mo | 50 | Permitted | Try Nomi AI for free |
| Place 3 |
Candy AISee the review
|
8.2 | Freemium€3.99/mo70% off | Yes | Only on paid plans | Try Candy AI for free |
| Place 4 |
KindroidSee the review
|
8.1 | Freemium$11.67/mo | Yes | Permitted | Try Kindroid for free |
| Place 5 |
HammerAISee the review
|
7.6 | Freemium$9/mo | 600 | Permitted | Try HammerAI for free |
| Place 6 |
KissableSee the review
|
7.5 | Freemium$12.50/mo | Yes | Mild only | Try Kissable for free |
| Place 7 |
DreamGenSee the review
|
7.4 | Freemium$7.83/mo20% off | Yes | Permitted | Try DreamGen for free |
| Place 8 |
Secret Desires AISee the review
|
7.2 | Freemium$6.67/mo | 30 | Permitted | Try Secret Desires AI for free |
| Place 9 |
Chub AISee the review
|
7.1 | Freemium$20/mo | Yes | Permitted | Try Chub AI for free |
| Place 10 |
Kalon AISee the review
|
7.0 | Freemium$9.97/mo | Yes | Permitted | Try Kalon AI for free |
Each app's prices appear in the currency it bills in, with no conversion. Price sorting only compares apps that share a currency.
The table is the fast view. Here is how I read it. The per-month price on a yearly plan is the real deal, but it is billed in one go. Nomi AI's Standard Plan Yearly is $99.99 upfront, which is $8.33 a month against $15.99 monthly. Secrets AI's Premium yearly is $109.99, or $9.17 a month against $19.99.
Both are fair savings in my book. Neither is refundable if you change your mind, so the free tier is your trial. The numbers below sum up where the market sits right now.
How much a deal really saves
-
48%
is the median you save by paying annually rather than monthly, over 43 apps offering both.
Data from: our own app data -
$7.99/mo
is the typical (median) cost of the lowest paid plan, with annual billing shown per month.
Data from: our own app data -
10
apps offer a confirmed discount at the moment. Deals get removed once they pass 30 days.
Data from: our own app data -
100%
of tracked apps let you begin for free.
Data from: our own app data
Worked out from our 78-app database at build time; each figure moves whenever a price changes.
What those numbers tell me: the yearly discount is where the money is, and it is often deep. Character AI's own pricing page shows $119.88 crossed out for $94.99 a year on c.ai+, with "save 21%". SpicyChat says its yearly plans are about 17% off the monthly rate. GirlfriendGPT lists a 20% annual saving on Premium.
Those are honest, published discounts, and I like that you can see them without a code. If you want to hear when a price moves, the signup box below is the easy way. I would rather you get the note than chase a promo page.
Before the long guidance below, one practical point that matters to a lot of readers: the bank statement. Billing names differ a lot. Candy AI bills as EverAI, OurDream AI as DREAM STUDIO LLC AL and Secrets AI as S LABS INC. Nomi AI shows up as NOMI.AI, which is plain about what it is.
If a discreet statement matters to you, that is worth checking before you pick a yearly plan. The boxes below explain how the reviews on My Virtual Girlfriend are put together, what the cards leave out and how to use a review before you pay.
How these reviews and deals work
What these reviews are made of
I want to be upfront about what you are reading. Behind every review on My Virtual Girlfriend is my own time with the app, on the free plan or a paid one, at some point between 2023 and 2026. Prices, free allowances, refund rules and billing names are a different matter: they come from the app's own pages as checked in September 2026, meaning the pricing page, the terms and the help centre.
Where other review sites have reported something, I say so plainly and I say whose view it is.
Why start this way? Because the facts that cost you money are written down, and they are the ones people skip. A yearly plan at €47.88 looks great until you read that the refund window is 24 hours. An "unlimited" plan looks great until you see the tokens on top.
My own notes sit in each review, with the month and, for the paid ones, the amount. On a deals page I keep them out of the way, because a coupon lives or dies by today's price, not by what a plan cost back then. You get the recorded facts, my opinion of them, and a straight answer on which plan I would pick. I think that is honest about where each part comes from.
What goes into a review on this site
Every review here follows the same shape, so you can compare apps without hunting. I like order, and I think you will too. The idea is that a review answers the questions you would ask a friend who knows the category, in the order you would ask them.
Here is what each one holds:
- The free start: what the free tier actually gives, in messages, images or coins, and whether a card is needed.
- The plans: every plan with its monthly and yearly price, and which one I would start with.
- The content level: SFW, suggestive or adult content allowed, and whether that is free or paid only.
- The fine print: the billing name on your statement, the cancel path and the refund rule, in the app's own words where possible.
- The catch: one honest downside, who runs into it, and how to work around it.
On top of that, each review says what other reviewers report about chat, memory and images, and what I make of it. If a fact is missing, the review says it is not known yet instead of guessing.
Every one of my AI companion app reviews is listed in one place, so open any of them. They are written to be read in a few minutes before you pay, not after.
How to read the facts on each card
The cards at the top of this page are short on purpose. Each one shows the app, my score out of 10, the entry price and a button to the full review. That is enough to spot a candidate, but not enough to pay. Here is how I would read them.
First, the entry price is the cheapest way in, which is often the free tier. A free tier is not automatically a generous one, though. A free-tier check on 2026-09-22 got 3-5 messages and 3-5 images out of a free Candy AI account. Nomi AI's free plan allows 50 messages every day. Both get called "free", yet they are nowhere near each other.
Second, a per-month price on a longer plan is billed upfront. OurDream AI's Deluxe Annual reads as $29.99 a month, but it is $359.88 in one payment. Always look at the upfront number.
Third, a spot near the top is not a verdict for you. The score beside it is my overall opinion, not a fit for you either: an app can look strong and still be wrong for what you want, for example Character AI, which does not allow adult content at all.
If you want to know how the facts are put together and how each score is weighted, the page on how the apps on this site are checked explains the criteria. It is short, and it will tell you what the label on each review does and does not mean.
What the cards and tables leave out
Cards and tables are great for prices. They are bad at nuance, and deals live in the nuance. Here is what you will not see on a card.
The refund rule. A cheap yearly plan with no refunds is a bigger bet than a monthly plan. Secrets AI says no partial refunds are issued for unused days, and all Moments purchases are final.
The token economy. OurDream AI's free sign-up gives 55 Dreamcoins, and chat costs 1 Dreamcoin per message, so the free start is short. Paid plans come with a monthly coin allowance, and extras cost more.
The quality. A card cannot tell you whether memory holds or images come out well. That is what the review's section on what other reviewers report is for. Read that part before a long plan, not after.
The catch each review names, and why
Every app has a catch. I would not trust a review that did not name one, and I would not trust an app that looked perfect on paper. So each review here names the one downside I think matters most, calmly, with what you can do about it.
Some examples from the records. Candy AI's adult content and images are paid only, and one published review counted visible errors in roughly 1 of every 8 generated images, with no free retry. If that rate is right, I would budget for re-rolls before buying tokens. Nomi AI's payments are nonrefundable, so the permanent free plan is your only trial. CrushOn AI's terms say it will not issue refunds of usage fees.
None of these is a reason to walk away on its own. They are reasons to pick the right plan. A no-refund policy means start monthly. A token-heavy app means watch the image budget. A thin free tier means read the review twice.
If something goes wrong after you pay, like a charge you do not recognise or a cancel button you cannot find, the help pages for billing and cancelling walk through the common problems app by app. I would bookmark them before a yearly plan, just in case.
Which plan the reviews point you to first
My default advice is the same on almost every page, and I will say it plainly: start free, then pay monthly, and only go yearly once you are sure. The yearly plans are where the real savings sit, but they are also where the refund rules bite hardest.
There are exceptions, and the reviews say so. On Candy AI, the gap is huge: €13.99 for one month against the 12-Month Plan's €3.99 a month. If you already know you like it, the yearly plan is the smart buy.
But the refund window for non-EU/UK users is 24 hours after payment, so the decision has to be made before you pay, not after.
On CrushOn AI, the cheapest paid plan is Standard, $5.99 a month, and I'd sooner begin there than on Luxe at $39.99. On SpicyChat, the $5.95 Get a Taste plan clears away the ads and waiting lines, which for many people is all they need.
The pattern: the smallest paid plan first, the big plan only when the small one runs out.
The questions a review has to answer
When I think about what someone wants to know before paying for an AI girlfriend app, it comes down to a handful of questions. A review here has to answer each one, or admit plainly that nobody knows yet.
Is it really free, and how much? Not "free to start", but the exact allowance: 50 messages a day, 20 messages a day, or a handful in total.
What does it cost to use properly? The plan that unlocks what you came for, plus any tokens or coins on top.
What content does it allow? SFW only, or adult content allowed, and on which plan.
What shows up on my statement? The billing name, as the app records it.
Can I cancel and get money back? The cancel path and the refund rule, ideally in the app's own words.
What do other reviewers report? The honest word on memory, chat and images, and my view of it.
If two apps both pass those questions, the next step is putting them side by side. That is what the head-to-head app comparisons are for: same questions, two apps, one clear pick for each kind of reader.
When a review or a deal changes
Prices in this category move, and deals move faster than anything else. Every page shows the date its facts were last checked, and when a price, a free allowance or a refund rule changes, the review changes with it. The old number does not stay on the page.
Some changes matter more than others. A free tier that gets thinner is a big deal, because it changes my advice. Outside reviews report that OurDream AI's free tier, which existed in an earlier 2025 test, is now effectively gone or much thinner. The current record says the free sign-up gives 55 Dreamcoins at 1 Dreamcoin per message. That is the kind of shift I want you to see before you sign up.
A new yearly discount matters too. If an app starts offering 30% off a year, it can move up a list for budget readers. If a refund rule gets stricter, I will say so in the catch.
What does not change a review: a promo banner that comes and goes, or a code that only works for some people. I would rather point you to the steady published price than a deal that may be gone by the time you click.
If you want to see how all of this adds up, my rankings of the best apps by category pull the current prices and free tiers into one place.
How to use a review before you pay
Here is the order I would suggest, and it only takes a few minutes. Open the review of the app you are leaning towards. Read the free-tier part first, then the catch, then the plans. If the free tier covers what you want to try, start there and do not pay yet.
If you do want to pay, pick the smallest plan that unlocks what you came for. Check the billing name if discretion matters, and read the refund rule once, slowly. If the app is not refundable, a monthly plan is your safety net.
Only then look at the yearly plan. If the saving is big and you already know you like the app, take it. If not, wait a month. The deal will still be there.
That is the guidance. My friend verdict on deals, in one breath: the yearly plans are the real discounts in this category, and they are often very good, but they are only a deal on an app you already like. Start free where you can.
Nomi AI's permanent free plan and SpicyChat's unlimited free text chat are the most honest free starts on this page.
If an app you want seems to be misbehaving before you pay, the is it down page links to our latest status check for each app, run twice a day. The questions below cover what readers ask most about deals.
Common questions
What is the best AI girlfriend deal right now?
For me, the biggest published saving is Candy AI's 12-Month Plan: €47.88 upfront, which works out to €3.99 a month against €13.99 on the 1-Month Plan. OurDream AI's Standard Annual at $119.88, or $9.99 a month instead of $19.99, is also strong. But a yearly plan is only a deal on an app you already like, so start free first.
Are there coupon codes for AI girlfriend apps?
The savings in the records are published discounts on longer plans, not codes. Character AI shows c.ai+ at $94.99 a year with "save 21%", SpicyChat says its yearly plans are about 17% off, and GirlfriendGPT lists a 20% annual saving on Premium. I would trust those over a code from an unknown page.
Can I get a refund if I buy a yearly plan and change my mind?
It depends on the app, and often the answer is no. Nomi AI says all payments are nonrefundable. Candy AI gives non-EU/UK users 24 hours after payment to request a refund. OurDream AI has a 14-day Quality Guarantee, handled case by case. Read the refund rule before you pay for a year.
Which AI girlfriend app has the best free plan?
Of the apps in the quick picks, Nomi AI has a permanent free plan: 50 messages a day, each up to 400 characters. SpicyChat offers unlimited text chat on its Default model, with ads and possible waiting lines. Candy AI's free account is much thinner, with 3-5 messages plus 3-5 images when checked on 2026-09-22.
What will show up on my bank statement?
The billing names differ by app. On a statement, Nomi AI reads NOMI.AI, CrushOn AI reads CRUSHON SUB, Candy AI reads EverAI, OurDream AI reads DREAM STUDIO LLC AL and Secrets AI reads S LABS INC. If discretion matters to you, check this in the review before you pick a plan.
Do the cheap plans include everything?
Not always. Some apps add tokens or coins on top of the plan. On Candy AI that is 100 tokens a month with the 1-Month Plan, and OurDream AI's Standard plans include 1,000 dreamcoins a month. Images, video and voice often draw on those, so heavy use can cost more than the plan price.
