What AI does PolyBuzz use? The models, plan by plan

So if you came here hoping for a big-name model behind the curtain, I can't confirm one, and I won't guess.

Here's what the plan listings on file do name:

• The Free plan chats on the Standard model, with ads
• Poly Premium lists access to Passion, Tale and Standard models, plus stronger memory chat models
• Poly Ultimate adds Permanent Memory, Overture, Lumina, Conqueror and Saga
• The Standard paid plans don't itemise their models separately

My take: the names are marketing labels for different chat styles and memory levels, and that's fine. What matters to you is how each model writes and remembers, not whose engine it runs on. A brand name on the model wouldn't tell you whether your story stays on track.

The company behind PolyBuzz is Singularity Mutual Entertainment Culture Media Limited. Web, iOS and Android are all supported. Its content policy is recorded as "soft", a middle level between a flat no and an open adult policy.

If you're weighing it against Character AI, whose rules are a separate question, the page on whether Character AI will allow NSFW covers that side.

I like that the free plan names its model at all. Plenty of apps just say "AI" and leave it there. Knowing you start on Standard, and that other models sit behind paid tiers, at least tells you what an upgrade is buying.

The table right after this, The apps side by side, lines PolyBuzz up with the other apps on file. It's the fastest way to see what PolyBuzz's models come packaged with, from images to voice.

The paid tiers climb like this:

• Poly Standard Monthly at $9.90, a Standard membership whose models aren't listed separately
• Poly Premium Monthly at $19.90, with Passion, Tale and Standard models, stronger memory chat models, unlimited voice listening, no ads and priority chat
• Poly Ultimate Monthly Plan at $29.90, with everything in Premium plus Permanent Memory, Overture, Lumina, Conqueror and Saga
• Yearly web plans at $99, $199 and $299 for the three tiers

The step I find easiest to judge is Premium. It's the first tier that names new models, drops the ads and adds stronger memory, so you can tell what the extra $10.00 a month over Standard buys. Standard Monthly is harder to love: the records don't itemise what it adds, and I don't like paying for something I can't see listed.

Ultimate is for people who care a lot about variety. Five extra model names is a big menu, and I'd only go there if you already know Premium's models feel too narrow for you. For most readers, that won't be the case.

If you want the full rundown of the app beyond its models, including the free plan and the catches, my PolyBuzz review covers it.

In practice, other reviewers found that long scenes lose details, citing a story that began at a train station and slid into a hotel without any transition. That's the gap between a model's name and a story's continuity. If long, steady storylines are your priority, I'd test your patience on the free Standard model first and pay for more memory only once you know you'll use it.

Here's what the records mark for PolyBuzz, in one place:

• Images: yes, with image generation gated by coins
• Voice calls: paid, and the free plan gets two voice plays
• Video: no
• Custom characters: yes
• Group chat: no

That last line surprised me a little for a character hub. If you want several characters in one scene, PolyBuzz isn't the app for it on the facts on file. OurDream AI and SpicyChat both mark group chat as a yes, and Nomi AI lists it on paid plans.

On models, PolyBuzz is unusually open about names. Most of the other apps on file describe their AI by what it does rather than what it's called. SpicyChat is the closest match: its free plan runs on the Default model, and its Im All In plan adds SpicyXL and advanced models.

GirlfriendGPT mentions premium AI models on Premium and a "next-gen" AI model on Elite. OurDream AI lists free premium chat models on its Deluxe Annual plan. None of them names the company behind the engine either, so PolyBuzz isn't hiding anything unusual here.

If anything, its list of model names gives you more to go on than most, because you can see exactly which names sit behind which price.

Content policy is where the differences are bigger. PolyBuzz's is recorded as soft. Adult content is allowed on SpicyChat, OurDream AI and Nomi AI, while Candy AI and GirlfriendGPT keep it to paid plans. If the model question is really a question about how far the chat can go, that line matters more than any model name.

If PolyBuzz's mix doesn't suit you, my list of apps like PolyBuzz groups the closest options, including ones with group chat and ones with an open adult policy. I'd browse it before paying for a higher model tier you're not sure about.

The yearly web plans are the value option if you're sure. Poly Standard Year is $99, or $8.25 a month. Poly Premium Year is $199, or $16.58 a month. Poly Ultimate Year is $299, or $24.92 a month. The Premium and Ultimate yearly prices are the ones listed on 23 September 2026.

My honest pick for someone curious about the models: stay free until the Standard model feels limiting, then go to Premium monthly for one month. That's the cheapest way to try Passion and Tale without locking in a year. If you love it, switch to Premium yearly and save the difference.

Before you buy anything, look at the refund rule. PolyBuzz's terms deny refunds on completed purchases without due reason. So a month you don't enjoy is a month you've paid for, and a year you regret is a year. Hence my advice: free first, then one monthly payment, never annual.

OurDream AI, summarised in the box above, prices its paid plans very differently: its Standard Monthly plan is $19.99, and its free start is 55 Dreamcoins with chat at 1 Dreamcoin per message. PolyBuzz's free plan has no published daily message cap, which I'd count firmly in its favour.

If you want to lower the bill further, it's worth a look at my hub of current deals before you check out, even though no PolyBuzz code is on file right now. I'd still apply the same rule, though: a discount on the wrong plan is not a saving. Pick the tier that fits how you'll chat first, then look for a lower price on that one.

A cheaper year of a model you rarely open is still money spent on something you don't use.

I'd add one careful note. "No published cap" is not quite the same as a promise that nothing ever slows you down. The free plan chats on the Standard model with ads, and image generation is gated separately by coins. So text is where the free plan is generous, and extras like images and voice are where the limits live.

For someone who mainly wants to write, that's a genuinely good deal. The free plan gives you the Standard model with no stated message ceiling, which is more than several paid-first apps offer. I'd point a budget-minded reader here for text roleplay.

Just go in knowing that the Standard model is the one you'll be living with, so judge the app by it rather than by the names on the paid tiers.

That affects my advice. If ads are a mild annoyance, stay free. If they break the mood, go straight to Premium rather than gambling on Standard, since Premium is the one where you know what you're getting. At $19.90 a month it isn't cheap, so try one month before a year.

Free users also start with a pair of voice plays and one image. Think of those as samples of what the paid tiers unlock, not as a feature you'll use every day.

For the wider set of practical questions, like cancelling through Apple or Google or what a plan includes, my help pages on companion apps keep those answers in one place.

My advice is the same for PolyBuzz as for any chat app. Keep your real full name, address and payment details out of your stories. Use a nickname. Treat the chat like a friendly service run by a company you don't know well, because that's what it is.

That isn't a knock on PolyBuzz. It's simply the sensible default until a company publishes the details, and it lets you enjoy the stories without a nagging worry in the back of your mind.

Subscribe inside the App Store or Google Play and Apple or Google holds the subscription, since the FAQ sends iOS users to their Apple ID subscriptions to cancel and Android users to the Google Play Store. So that's where you'd go to stop a renewal, not inside the chat itself.

What should decide it is how the models write, how well they remember and what they cost. On that front, the free Standard model with no published message cap is a generous start, Premium is the clearest upgrade, and I'd steer clear of the weekly plan.

Every fact here comes from PolyBuzz's own plan listings, its FAQ and published reviews. If you're curious how My Virtual Girlfriend sorts those sources and why some answers stop at "not on file", the page on how I check the apps explains it. My bottom line: start free on Standard, and only pay for a new model name once you know what you're missing.